Purchase decisions
Best Card Finder
Pick a category or search a purchase, then see which saved card earns the most before you pay.
- Category ranking for your wallet
- Purchase search for common spending
- Saved-card recommendations at checkout
Built for 5–10+ card wallets+$214 net value$166 left this quarterNext purchasePremium
Always know which card to use.
Track statement credits and perks, and decide whether each annual fee still earns its place.
Manual card setup
No bank login required
Dashboard preview
Annual fee verdict
KEEP
Credits
+$300
Rewards
+$409
Fee
-$495
Benefits
Dining credit$84 left
Airline credit$50 left
Digital credit$32 left
Best Card
Dining4x
Use Amex Gold for restaurants and groceries.
Smart Alerts
Annual fee due in 30 days
Dining credit resets next week
Perk value still unused
Features
Useful free tools first. Premium intelligence when your wallet grows.
Credit Card Chris starts with the everyday decisions: which card to use, what benefits you have, and whether annual fees make sense.
Free
Wallet source of truth
Wallet Management
Build and maintain the card list that powers every recommendation, fee check, and benefit reminder.
- Supported templates and custom cards
- Reward overrides and card details
- Archive, reorder, and review cards
Free + Premium
Benefits you already pay for
Benefits Tracker
Track statement credits and card perks so annual-fee benefits do not quietly expire unused.
Free
Quick fee math
Fee Calculator
Run a guided annual-fee scenario before applying for or renewing a premium card.
Free + Premium
Keep or cancel
Keep or Cancel
Get a simple verdict on annual-fee cards, then upgrade for deeper value and downgrade analysis.
Free + Premium
Reminder center
Alerts Hub
Preview upcoming card tasks for free, then unlock delivered reminders across your preferred channels.
- Free preview alert timeline
- Premium push, email, and SMS delivery
- Annual fee, perk, and credit alerts
Pricing
Start with the core tools. Upgrade when your wallet gets expensive.
Premium is for users who want reminders delivered before card value slips away, and a complete answer on whether annual-fee cards are worth keeping.
Free
$0
No credit card required.
- Best Card Finder with category ranking
- Wallet management for saved cards
- Benefits / perks tracker
- Annual Fee Calculator
- Basic Keep or Cancel verdicts
- Alerts Hub preview timeline
- Dashboard overview
Premium
$3.99/mo
Cancel anytime in Settings.
- Everything in Free
- Delivered Smart Alerts
- Email and SMS alert channels where supported
- Full Keep or Cancel value breakdown
- Top no-fee alternatives
- Downgrade and product-change guidance
- $39/yr option available
Build your rewards wallet in minutes.
Add your cards, check which one to use, and get a clearer view of the value behind every annual fee.
Create free account